The Market is Heating Up

The stock market seems to be turning around, the real estate market will follow. It's all about confidence. If you are interested in owning your piece of Florida paradise in Driftwood Estates, Santa Rosa Beach, Florida, on Choctawhatchee Bay, near the Gulf of Mexico, then see my website at www.rmonk.com

Federal Interest Rates vs Consumer Interest Rates

Can we open a dialog about interest rates...?
Question: Why is it that when the 'Fed' lowers interest rates and none of this discount ever reaches the consumer?
When the Fed lowers an interest rate, it is doing what, exactly? Is the Fed just lowering the amount of interest it charges to its own clients for the money it creates in the form of bonds?
If that's anywhere near correct, then when the Fed issues bonds, it further dilutes the value of the dollar, meaning the value of America.
So, if consumers who take loans from banks to buy beachfront property in Santa Rosa Beach, Florida, or a home for sale in Driftwood Estates, don't get the discount from the Fed, who does?
Obvious answer, those who borrow directly from the Fed by purchasing bonds to serve as collateral for funds they loan to consumers.
Those borrowers are what... banks, mortgage companies, and other financial institutions?
So, can it be said that every time the Fed lowers their 'interest rate', the financial institutions get a raise?
Why can't we, consumers, borrow directly from the Fed? Cut out the middle man, so to say...

Motorcycles and Fuel Economy

$4 a gallon, and climbing.... GM and Ford are being outdone by Korea's KIA.

Cars are getting smaller, more economical. They've been that way for decades in other countries.

Motorcycles reduce traffic congestion on roads and highways and free more driving space for the automobiles and trucks. Motorcycles are fas and economical.

Yet, in America, for some archaic reasons, we become irate if motorcycles drive between lanes of cars on roads. We insist they 'say in line and wait their turns like the rest of us'..

If we could get over that frame of mind, out traffice would become lighter, we would use less fuel, and the cost of fuel would come down.

Your comments, please...

Russian Capitalists and Vladimir Putin

Did anyone see the informative and thought-provoking CNN special entitled 'Czar Putin' about the capitalist revolution in Russia?

Russia is now a very wealth country. Vladimir Putin has created a disciplined nation, and the young majority don't like Americans. They blame us for most of the problems in the world.

After seeing the report on CNN, one realizes that it is conceivable that something much worse than the former 'Cold War' could happen.

According to the report, Russians are indoctrinating their youth to be strong nationalists with little respect for human rights. One might summarize that within 10 years a conflict could develop between opposing sides of the old 'Cold War'

If you saw the report you were surely as impressed as I am, and you may want to share your impressions.

Is there enough Russian wealth to take up the slack in our troubled mortgage loan industry?

Will Russian wealth buy cheap American real estate and business?

Will Russian wealth invest in American manufacturing to take advantage of our cheap labor as a result of the weakness of the American dollar on the international market?

At least there's a plot for an interesting book about 'Revival of the Cold War'!

What are your thoughts?

How to get a comment???

I'd like to know how to get a comment on your blog, or how to know if anyone looks at it.....

Pous-pous, Princess, Bijou, and Jou-jou

Pous-pous

Princess

Bijou

Jou-jou

Florida Waterfront Home

This beautiful home sits on 100 waterfront feet of property in Santa Rosa Beach, Florida, on Choctawhatchee Bay. The dock has 2 sun decks and a boat lift.
This home is listed at $800,000. It is the best waterfront deal in northwest Florida
Call me at 850-428-1776 for more details.
Robert Monk, Florida Realtor

Some would call this place the Garden of Eden. We just call it real estate in Santa Rosa Beach, Florida. Ya'll come and see us now, ya hear!!

Learning my way around Blogspot

Now isn't there something beautiful an easterly wind, a blue sky, and a palm tree? All is part of living here in beautiful Santa Rosa Beach, Florida!

Real Estate Mushrooms in Santa Rosa Beach, Florida!